Terms of Use

"Zurani", "we", "us", "our" refers to Zurani Advisory, a firm based in Abu Dhabi and Dubai, United Arab Emirates. "Client", "you", "your" refers to any individual or entity engaging Zurani for advisory services. "Services" refers to the art investment management, advisory, curation, valuation, education, and related services offered by Zurani. "Website" refers to zurani.com and any sub-domains.

By engaging Zurani's services or using our website, you accept these Terms of Use. If you do not accept them, you should not use our services or website.

Zurani provides advisory and educational services in connection with art investment, collection management, curation, valuation, and related matters. Our services are offered to family offices, private collectors, and institutions on a discretionary or non-discretionary basis as agreed in writing.

Nothing on our website or in our communications constitutes investment advice within the meaning of regulated securities legislation; a solicitation or offer to buy or sell any financial instrument; or legal, tax, or accounting advice.

Our advisory services are governed by the specific terms set out in your engagement letter or services agreement with us, which prevail over these general Terms in the event of conflict.

We are required by UAE law (including Federal Decree-Law No. 20 of 2018 on Anti-Money Laundering and Combatting the Financing of Terrorism) to verify the identity of our clients and to understand the source of their funds. By engaging us you agree to provide such information as we reasonably require and to update it when material changes occur.

We reserve the right to decline or terminate an engagement where required information is not provided, or where we determine, in our discretion, that an engagement would be inconsistent with applicable law or our risk policies.

We treat all information shared by clients as strictly confidential. We will only disclose such information where the client has authorised disclosure; disclosure is required by law, regulation, or a competent authority; or disclosure is to professional advisers bound by confidentiality.

We expect clients to treat information we provide — including reports, valuations, and research — as confidential and not to disclose it to third parties without our consent.

Fees for our services are agreed in advance and set out in an engagement letter. Unless otherwise agreed, invoices are payable within 30 days of the invoice date; payment is made by bank transfer in the currency specified; and late payments may attract interest at a commercially reasonable rate.

The art market is illiquid, opinion-based, and subject to fluctuation. Past performance of any artist, market segment, or collection is not a reliable indicator of future returns. The value of artworks may decrease as well as increase, and may not be realisable on short notice.

Authenticity, attribution, condition, and provenance are matters of professional judgement and may be revised in light of new information. We do not guarantee that any artwork will appreciate, sell within any time-frame, or achieve any particular price.

You should not engage Zurani's services if you are unable to bear the risks associated with art ownership and investment.

While we exercise professional care in providing our services, we do not warrant or guarantee any specific outcome, return, or financial result. Our advice reflects our professional opinion at the time it is given, based on information reasonably available to us.

All content on the website — including text, design, and the Zurani name and marks — is the property of Zurani or its licensors and is protected by applicable laws. You may view and print content for personal, non-commercial reference only. Reproduction, redistribution, or commercial use without our written consent is prohibited.

You agree not to use the website for any unlawful purpose; attempt to gain unauthorised access to any part of the website or its systems; introduce malicious code or interfere with the operation of the website; or misrepresent your identity in submissions through the website.

The website is provided on an "as is" basis. We do not warrant that it will be uninterrupted or error-free.

To the maximum extent permitted by law: our aggregate liability for any claim arising out of or in connection with our services shall not exceed the total fees paid by you to Zurani in the 12 months preceding the event giving rise to the claim; we shall not be liable for indirect, consequential, special, or punitive losses, including loss of profit, loss of opportunity, or loss of reputation; and nothing in these Terms excludes or limits liability that cannot lawfully be excluded under UAE law, including liability for fraud or gross negligence.

You agree to indemnify Zurani against any claim, loss, or expense (including reasonable legal fees) arising from your breach of these Terms or your unlawful use of our services.

Either party may terminate an engagement in accordance with the terms of the relevant engagement letter. Upon termination, fees accrued up to the date of termination remain payable; both parties' confidentiality obligations survive; and we will return or destroy client documents in accordance with applicable law and our retention obligations.

These Terms and any engagement with Zurani are governed by the laws of the United Arab Emirates. Any dispute arising out of or in connection with our services shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE, save where mandatory law requires otherwise.

We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. Continued use of our services or website constitutes acceptance of the revised Terms.

For questions about these Terms, please contact: